This Privacy Policy
describes the terms of our commitment to your privacy. At
FreeMoneyOnGrants.org and FreeMoneyOnGrants.org we take privacy
and data protection issues seriously. We have designed this
Privacy Policy to explain how we handle your personally
identifiable information collected by FreeMoneyOnGrants.org or our
merchant account service provider, when you register to access
and/or purchase our FreeMoneyOnGrants.org publication and submit
your personally identifiable information through
FreeMoneyOnGrants.org or another credit card provider.
Your use of this site is evidence of your acceptance of the terms
this Privacy Policy and your agreement to check our Privacy Policy
each time you visit the site for any changes.
Scope of this Privacy Policy
This Privacy Policy covers FreeMoneyOnGrants.org’s treatment of
personally identifiable information that you provide us as a User
of our FreeMoneyOnGrants.org web site services, as well as your
personally identifiable consumer information that we acquire in
the course of our business. It also covers our treatment of
personally identifiable information that our business partners may
share with us.
Our Commitment to You
This policy describes our privacy practices with respect to
current and former users of this web site. It will help you
understand what information we collect, when and how we share it.
At FreeMoneyOnGrants.org we recognize the importance of
maintaining and protecting your privacy and the privacy of your
personal information. The personally identifiable information you
provide us when you visit or use our web site to review or
purchase our publication FreeMoneyOnGrants.org © 2006 may include
your personal information which is protected by federal and state
privacy laws. We are also aware of widespread consumer concerns
about identity theft and related privacy issues.
In light of these laws and your rightful concerns about privacy we
have established this privacy policy to demonstrate our commitment
to protect your privacy rights when you use this
FreeMoneyOnGrants.org web site.
Personal Identifiable Information We Collect and Use
We collect personally identifiable information when you visit this
FreeMoneyOnGrants.org web site and when you purchase
FreeMoneyOnGrants.org publication from this web site. We may also
receive personally identifiable information from our resellers and
other business partners.
We ask for your contact information, including your name, street
address, e-mail address, phone number, when you register to access
FreeMoneyOnGrants.org. You also submit personal financial
information such as a bank account and/or credit card number or
other credit card ask for you when you purchase our publication,
FreeMoneyOnGrants.org. You submit other personal information to us
when you use our web site including Internet cookies, which are
described below.
We use the services of Authorize.net as our merchant service
account provider to process your a payment transactions.
FreeMoneyOnGrants.org is not and cannot be responsible for the
privacy policies of Authorize.net, any other third party payment
processor, or any other payment or credit card provider that you
may use. We typically receive information related to the
transaction from Authorize.net. This typically includes
information about the payment you as a consumer have provided to
Authorize.net or other credit card when you purchase
FreeMoneyOnGrants.org.
We suggest and encourage you to review Authorize.net’s Privacy
Policy before you use their services, as the information you
provide to Authorize.net typically includes your personally
identifiable financial information and Authorize.net will
typically use and reuse the information to fulfill your requests
for our publication, process payment transactions, billing, and
other payment processing services associated with your purchase
transaction.
We may also send merchant service announcements and other periodic
notices about specials and new publications or services to you as
our customer or user of FreeMoneyOnGrants.org. You have the right
to “opt-out” of this e-mail notice system at using our Unsubscribe
Form.
Children: FreeMoneyOnGrants.org, through this
FreeMoneyOnGrants.org web site, does not offer services, sell
products or knowingly collect personally identifiable information
from children, defined herein as anyone under the age of 16.
III. How We Use Personal Information You Submit to Our Website
Any personally identifiable information you provide to a payment
processor is used to process payment transactions and for no other
purpose.
Our FreeMoneyOnGrants.org web site provides you the opportunity to
read FreeMoneyOnGrants.org on-line, to educate and inform you
about the grant industry and how to obtain grants.
We collect personal data from many different sources:
From you over the Internet;
From agents or service providers, including service providers who
conduct marketing service for us;
From any other forms or information you submit using our merchant
account service provider, Authorize.net; and other data
providers.
We may disclose your personally identifiable data we collect to:
Service providers used to maintain your policy, process your
transaction or that assist us with processing payments;
Service providers that perform marketing services for us;
A court or governmental agency when there is a lawful request;
Assist law enforcement and prevent criminal activity and/or
fraud;
As otherwise allowed or required by law.
IV. Information Sharing and Disclosure
We share and disclose such information only as described below:
FreeMoneyOnGrants.org and/or FreeMoneyOnGrants.org will share &
transfer personally identifiable information about you to other
third parties.
If you have any questions about how we use your personal
information, you should contact us directly and immediately. If
you have any questions about how another party (such as a payment
processing vendor bank or bank) with whom we you do business
handles your personal information, you should contact that company
directly and immediately.
Surveys
From time-to-time we request information from users via surveys.
Participation in these surveys is completely voluntary, and you as
a “user” have a choice whether or not to disclose this
information. Information requested may include contact information
(like name and mail address) and demographic information (such as
zip code, age and gender). Survey information will be used solely
for purposes of monitoring or improving use and satisfaction of
this site.
Unless otherwise specified in the survey, you must assume that any
information provided to the website as part of a survey in which
you participate may be used for general solicitation for
commercial purposes and that such information will be shared with
joint venture partners, affiliates, marketing organization or used
by the site itself for product design or solicitation purposes.
Log Files
We use your computer’s IP address to analyze trends, administer
the site, track the users’ movement, and gather broad demographic
information (for aggregate use). Your IP address is never linked
to your personally identifiable information.
Cookies
A cookie is a data stored on the your (user’s) computer that is
tied to information about the you, our web site “User”.
If you purchase FreeMoneyOnGrants.org at this
FreeMoneyOnGrants.org site, you will likely provide personally
identifiable information that will include Internet cookies, which
help our Internet application process but we do not store such
personal information.
As stated in our web site Terms of Service (TOS) agreement, we use
your computer’s cookies to automatically and accurately credit
your account and determine your earnings. Please also see the
Security provision of our FreeMoneyOnGrants.org Terms of Service (TOS)
Agreement for further details on how we use cookies for your
benefit.
Our use of cookies is in not linked to any personally identifiable
information you provide about yourself while visiting and using
this FreeMoneyOnGrants.org web site. We use both session ID
cookies and persistent cookies. For the session ID cookie, once
users close the browser, the cookie simply terminates. A
persistent cookie is a small text file stored on the user’s hard
drive for an extended period of time. They are a marketing tool
which enables us to track and target the interests of you, our
Users, to enhance Users’ your experience on our site. Persistent
cookies can be removed by following Internet browser help file
directions. Users can reject the cookie and still use this
FreeMoneyOnGrants.org web site.
Information Obtained from ‘Cookies’
Many websites, including this one, collect information about your
computer, your email address, your IP address. You must assume
that your web-viewing or web-use activity is monitored, tracked,
and information collected. This information is not usually of a
personal nature, but it may help define your viewing habits and
product preferences even though the website may or may not have
any idea who you are.
"Cookies" is web jargon for bits of computer code placed on your
hard drive. A cookie is a data stored on the your (user’s)
computer that is tied to information about the you, our web site
“User”. Websites use this to keep you 'logged in', to keep track
of search criteria, to monitor use, to password protect use of the
site or use of products sold by the site. Cookies can also be used
to obtain information about your computer configuration or your
use of your computer.
Cookies can be used to electronically gather information about
you. Again, it may or may not be personal information, but it is
information and by using this site you are expressly giving
permission to use 'cookies' and to use the information gathered
from their use to benefit you. You also give permission to
collect, archive, retrieve, and use any information collected for
product design, product offers to you, and general commercial
solicitation purposes by this site or joint venture partners,
affiliates, and marketing organizations.
FreeMoneyOnGrants.org may share aggregated statistical information
such as website traffic or demographic information with our
business partners. In no case will your personally identifiable
information be included in such aggregated information.
V. About the Personal Information We Collect and How It is Used
We collect and obtain information about our Users and customers in
various ways, such as:
Information you provide when you purchase FreeMoneyOnGrants.org
from our web site and provide your personal credit card and other
personal and financial information to Authorize.net.
Online ordering via SSL encrypted
communication provided by Authorize.net when accepting your
purchase order using a credit card, provides information to us but
does not provide complete credit card numbers. In the process of
online ordering, as a purchaser you provide your name, address,
city, state, email address, phone number, CVV2 (back of card)
number, and, occasionally a member password. You should consider
all this information available to the website.
You email inquiries: Users who wish
to communicate with the website do so under two conditions: 1) you
give your permission to be contacted directly by us at
FreeMoneyOnGrants.org; and 2) you understand that you are subject
to any ‘submission’ provisions of our Terms of Service and this
Privacy Policy. While your email address may or may not be used to
solicit you, it is added to this FreeMoneyOnGrants.org web site's
general solicitation database.
User email or testimonials: If you
send us an email at this FreeMoneyOnGrants.org website, or if you
communicate with us by phone or mail, we collect information about
your communication. By communicating with us at
FreeMoneyOnGrants.org you give your permission for us to collect,
archive, retrieve, and otherwise use any information collected as
we see fit in FreeMoneyOnGrants.org Inc.’s sole discretion.
Users clicking on web site banners,
pop-ups or other forms of web site advertising: If you click on
banners, pop-ups or hyper-linked advertising appearing on this
FreeMoneyOnGrants.org website, you must assume that information is
being collected about you at that time. Because these are
advertisements provided by third parties, FreeMoneyOnGrants.org is
not responsible for the use of information collected in such a
fashion by such third part advertisers.
User understands, acknowledges and
agrees:
(1) that information will be collected,
(2) that ‘cookies’ will usually be placed on their hard drive,
(3) that FreeMoneyOnGrants.org and this FreeMoneyOnGrants.org
website does not have any control over what happens with this
information,
(4) that FreeMoneyOnGrants.org and FreeMoneyOnGrants.org take no
responsibility over the accuracy or content of such
advertisements,
(5) that FreeMoneyOnGrants.org and FreeMoneyOnGrants.org are not
responsible for downloads from third party advertisers that
contain viruses or worms or other computer code that causes their
computer or software harm, and
6) that FreeMoneyOnGrants.org and FreeMoneyOnGrants.org assume no
responsibility for any data that is garnered from the click itself
or that the advertiser collects.
Information obtained from referring email or third party web
sites
1) If you send a friend an email
from this FreeMoneyOnGrants.org site or if you send the url or one
of our web pages to a friend, you must assume that some data is
collected about your IP address or your email address and that of
your friend. You must assume that referred emails or web pages may
appear to come from your email.
2) User acknowledges and accepts full responsibility for referring
pages or email to a friend and agree to indemnify
FreeMoneyOnGrants.org for any damage, intentional or unintentional
that results from said referrals. (see Limited Liability
provisions #12-13 in our Terms of Service Agreement.)
VI. Changes to this Privacy Policy
This Privacy Policy will continually change, so you should not
assume that it will remain the same. FreeMoneyOnGrants.org and
FreeMoneyOnGrants.org reserve the right to modify or amend this
Privacy Policy at any time and for any reason.
In the event of a material change to this privacy policy and how
FreeMoneyOnGrants.org will use personally identifiable
information, we will post notices of such material change on the
home page of this FreeMoneyOnGrants.org web site prior to
implementing such change. If you have additional questions about
this Policy, please contact us using our Secure Contact Form.
Notice of Changes
As our FreeMoneyOnGrants.org services evolve and expand, we may
modify, revise or amend this policy, at any time and for any
reason, so please check back frequently. We encourage you to
periodically check this Privacy Policy for any changes or updates.
Any changes to this Privacy Policy will be posted on this web
site. If you have questions about FreeMoneyOnGrants.org privacy
practices please contact us directly at
Any changes to our Privacy Policy will be posted on this web site
using our Secure Contact Form
All users of this FreeMoneyOnGrants.org web site and our services
should periodically check this posted Privacy Policy for any
changes or updates.
Changes to this Privacy Policy without notice
Unless, in the sole opinion of FreeMoneyOnGrants.org, this policy
changes so drastically as to suggest a posted notification on the
site or via email, you will not receive notification of changes to
this Privacy Policy. We do not, under any circumstances, promise
such notification of changes to this Privacy Policy.
VII. Links to other Websites
This Privacy Policy applies only to this FreeMoneyOnGrants.org web
site. It does not apply to third parties such as other companies,
organizations, or entities to which FreeMoneyOnGrants.org and this
FreeMoneyOnGrants.org web site links but does not own or control.
As stated in disclaimers throughout FreeMoneyOnGrants.org and in
this FreeMoneyOnGrants.org site’s Terms of Service,
FreeMoneyOnGrants.org contains links to third party web sites and
specific web pages on third party web sites that are not under our
control. Each of these third party websites has its own privacy
policies. FreeMoneyOnGrants.org is not responsible for the privacy
policies, practices or content of these third party web sites.
Each linked site was visited prior to linking to review its
content for FreeMoneyOnGrants.org. However, we cannot control the
privacy policies or any changes in privacy policies, of any third
parties. Consequently, for your own protection, we encourage you
to review the privacy policies of third party sites after you
access them by linking from FreeMoneyOnGrants.org to make sure
that they respect your privacy.
VIII. Your Right to Review and Correct Your Personal Data
You have a right to review your personal data. To do so please
contact us by e-mail using our Secure Contact Form. Please include
your name, e-mail address, and identify the kind of information
you wish to obtain.
Correcting or Updating Your Personal Information
This FreeMoneyOnGrants.org site gives users the following options
for changing and modifying any personal information about yourself
that you have previously provided to us on this
FreeMoneyOnGrants.org web site. Please send us an e-mail using our
Secure Contact Form.
Correcting Errors
If you find an error, let us know and we will review it. If we
agree, we will correct our files. If we disagree, you may file a
short statement of dispute with us. Your statement will be
included with any information we disclose in the future. You can
also request that we send it to anyone who received your
information from us in the past two years.
Last updated
02/02/2009 |
Privacy Policy